“ A hostile environment is created when unwelcome sexual conduct unreasonably interferes with an individual’s job performance or creates an intimidating, hostile or offensive working environment. Even if there is…
“ Yes, your credit score increases yearly after bankruptcy and you do get new credit cards and new credit lines. I just suggest that you pay off the cards completely…
IF you plan to trade stocks, it helps to get an understanding of basic terms that are mentioned frequently on TV, radio, and social media. There are three major indices:…
A LOT of people who consult with me about their debt problems are going through the worst time of their lives. Unlike other problems in life that sometimes just go…
FIRST of all, let me wish everyone a MERRY CHRISTMAS! We celebrate the birth of our Lord and Savior, Jesus Christ. The divine became human as an expression of God’s…
HERE are some important laws that were created or that took effect in California in 2018 to continue to protect employees: CA Supreme Court Tightens Laws on Independent Contractor Misclassification…
Allow Your Emotions to Drive Your Trades: Remember the internet dot-com bubble in the 1990s? Many of these companies lacked fundamentals. Investors, afraid of missing out, joined the buying frenzy….
IN February 2018, the IRS started certification of individuals with delinquent tax debt to the State Department. How will the IRS certification impact you? • Upon receipt of certification. The…
(Part 1 of 4) LISTEN to friends and neighbors: Your friend had just hit the big time with a red-hot stock tip. This is big money. Mucho dinero. You follow…
THE client is 65. She still works middle management and earns $37,000 yearly. Although she is married, I would say that she has some kind of money agreement with her…
WITH credit card debt approaching $1 trillion according to the Federal Reserve, there is no doubt that thousands and thousands of families who can’t pay their credit card debts are…
1. TAX identity theft is a significant threat. Fraudsters are more sophisticated and large breaches happening so frequently like the 2017 Equifax incident which affected many Americans, so beware if…
LET’S learn some tips from the greatest investor of all time – Warren Buffet, the Oracle of Omaha. 1. Be greedy when others are fearful and fearful when others are…
HOW can you answer a question like this? Let’s comment about debt. The Bible says that one should neither be a lender or a borrower. It does not seem to…
A GROUP of Assistant Branch Managers, who worked for JPMorgan Chase in California, sued the bank in a class action claiming they were misclassified as exempt employees. Because of the…
ARE you sick and tired of being in debt and having bad credit? Do you want to start over but simply don’t know where to begin? Is filing bankruptcy an…
“While bankruptcy is not for everyone, millions upon millions of people who have no way of getting out of debt have found it to be the BEST thing that they ever…
“A severance pay is usually calculated according to a specific formula, often based on the employee’s length of service. An employee may try to negotiate for more severance pay than…
“ Look at the picture of the Indonesian guy who is the oldest man alive at 145. I mean what can you do at 145? You’re practically a cadaver and…
(THIS is a continuation of Part 1 from last week’s weekend edition of Asian Journal) Multi-billionaire Warren Buffett lives simply and adheres to basic but savvy investment principles. 6. Buy…
YOU have not filed your income tax returns for the current year and previous years because: 1) you decided you are not required to file? 2) You are a victim…
I’VE seen a rise in the number of cases with payday loans and they are becoming a common issue in bankruptcy filings. What happens to payday loans in bankruptcy? Payday…
WARREN Buffett became one of the world’s richest people by adhering to simple doctrines. Let’s learn from his simple living and savvy investing. 1. Be frugal • Multi-billionaire Warren Buffet…
LATE last year, bipartisan senators proposed a new law called Ending Forced Arbitration of Sexual Harassment Act of 2017 for Congress’ approval. This bill would ensure that every person facing…
“It looks to me that there’s more stuff going on here, although it’s my policy not to get involved in matters that are between husband and wife. I think wife…
HOW you will benefit from standard deduction versus itemized deduction. To maximize your deduction, you take the larger of standard deduction or total amount of itemized deductions by bunching itemized…
“Once the trustee and his lawyers start to administer the bankruptcy estate assets, they will make a lot of money.” THE clients are married to each other and they are both seniors….
IT’S the day before Thanksgiving and I’m here in my office still working on cases. The freeways are crazy today and everyone’s trying to get somewhere to be home with…
NEW technology gadgets were on display at the latest CES (Consumer Electronics Show) in Las Vegas – wall TVs, Virtual Reality and smart phones, but the most fun to watch…
“California law generally requires employers to provide suitable seats to employees when the nature of the work reasonably permits the use of seats. Calfornia courts have clarified that the phrase…
