Sevag Chalian worked as a pharmacist for CVS Pharmacy Inc. Chalian and other pharmacists are required by CVS to complete “mandatory training modules.” The employees were instructed to complete their…
IS there such a thing as “good” debt? Sure there is. Debt can get you a higher education and get you a profession. By higher education, I mean college and…
AS a bankruptcy attorney, I am often asked: “How will filing bankruptcy change my life?” I think people ask this question because of the negative things that they may have…
The COVID-19 Pandemic is a scary reality which affects everyone globally and has shut down the global economy. Individuals over 65 are more at risk of having serious complications with…
THE COVID-19 Pandemic is a scary reality which affects everyone globally and has shut down the global economy. Individuals over 65 are more at risk of having serious complications with…
WHAT’S in store for us for 2022? I was just thinking that this is the year we beat the pandemic permanently and the coronavirus decides to mutate into something that’s…
Minimum Wage Increases Effective Jan. 1, 2022, the California state minimum wage will increase to $15 per hour for employers with 26 or more employees. For employers with 25 or…
A LOT of people who are contemplating bankruptcy as a solution to their debt problems often wonder if it can be avoided at all. They fear that they might be…
Should you operate your business as a sole proprietorship, partnership, corporation or LLC? You may have heard that corporations and LLCs offer liability protection for shareholders and members. You may…
Q: I will be working on Christmas and New Year days. Am I entitled to holiday pay? A: Hours worked on holidays are treated like hours worked on any other…
I remember the story of a poor, old beggar who died one day – and to everyone’s surprise, a money belt found wrapped around his waist contained thousands of dollars…
Can creditors go after my business? Yes, creditors can go after your business – but only after business assets (business bank accounts, equipment). But they cannot go after your personal…
CLIENTS are seniors and they have a house in Los Angeles County where the homestead exemption is $600,000. The exemption amount refers to the equity in their house. Equity means…
ONE of the biggest problem of millenials and Gen Z are educational cost and student loan debt. This eats up a large part of a households budget even among married…
CHAPTER 13 is a reorganization of your financial affairs where you pay a portion of your debts over 36 months or 60 months depending on where your household income is….
ARE you facing a mountain of debt and don’t know what to do in order to avoid getting buried? Debt problems can wreak havoc on your personal life in many…
PAMELA Ruben-Knudsen and Marnine Casillas were employed as Client Service Managers by Arthur J. Gallagher and Co., a brokerage firm. Client service managers are salaried and considered exempt from overtime….
Bitcoin and other cryptocurrency has become popular lately as a new store of value. It is decentralized and not subject to regulation in any jurisdiction. It can be stored in…
AS we come to the close of 2021, the data shows that the Southern California housing market has continued to appreciate for the past three years since 2019. As of…
THIS is what I call a borderline Chapter 7 case with asset. Therefore, it is the better part of caution not to file Chapter 7 because the asset may be…
IN 2016, Robert Fernandez, then 70 years old and disabled due to diabetes, was hired by Puente Hills Chrysler Dodge Jeep Ram. Even though he had trouble walking and standing…
MANY parents who may have problems refinancing their house due to low income in retirement or due to low credit score sometimes resort to the idea of having their married…
ARE you thinking of hiring a debt settlement company to help you solve your debt problems? Before you do, maybe you should read this article as it could save you…
Teresa Brooke was hired by Aurora Santa Rosa Hospital as its Chief Nursing Officer in May 2016. The hospital provides in-patient care, partial hospitalization, and outpatient mental health care for…
DO you have sleepless nights worrying about your credit card debts? Are you feeling hopelessly trapped with no way out? If you are up to your eyeballs in credit card…
MANY people are of the perception that simply downloading a prenuptial agreement from the internet and signing it with their fiance offers them a bullet proof protection from a divorce. …
Bankruptcy law has two basic purposes for individuals (as opposed to a business entity). The first is from the perspective of creditors. Bankruptcy law gives creditors a common venue to…
Nevada has no state personal income tax. It has no corporate income or franchise tax tax either. On the other hand, neighboring California has the highest personal tax rates in…
ENDING the month of November 2021, the Southern California housing market continued to appreciate in comparison to the prior year (Nov 2020) for single-family homes. Los Angeles County’s median sales…
I WAS in line at the grocery store the other day and noticed the man in front of me smiling and looking at me as if he wanted to say…
