Parents who are going through divorce and legal separation sometimes have to make a decision to move out of state for various reasons. It may be because their family network…
AS a business owner, you understand that cash is the life blood of your business. It is a precious commodity that cannot be ignored and must be used effectively. Shortage…
Q: I worked for many years for a company in Los Angeles. During the last year, I have felt that the company is no longer a good place for me…
IF you are searching for debt reduction solutions, no doubt you’ve been inundated with advertisements for various debt management programs, companies, and solutions. The choices seem confusing to the average…
THE client is 50 and has two grandchildren living with her who are teenagers still in high school. She is married but separated. She is not divorced from her husband….
ONE of the biggest problems of millennials and Gen Z are educational cost and student loan debt. This eats up a large part of a household’s budget even among married…
Q: I am new to applying for jobs so I am not very familiar with my rights as an employee-applicant. Some employers require me to fill out a simple application…
If you are up to your eyeballs in credit card debt and have no way of paying back what you have borrowed, a lot of things may be going through…
FILING a bankruptcy case creates a “bankruptcy estate.” The estate becomes the legal owner of all of the debtor’s property while the bankruptcy is going on. What does the estate…
Parents that are going through divorce and legal separation sometimes have to make a decision to move out of state for various reasons. It may be because their family network…
Q: I worked in a company for over 5 years. A new manager, who did not like me and wanted to bring in his best friend to do my job,…
Parents that are going through divorce and legal separation sometimes have to make a decision to move out of state for various reasons. It may be because their family network…
CREDIT card debt is the most troubling financial problem for a lot of people today. Currently there are millions of people who can’t even afford to pay more than the…
WHAT do I mean by “very senior client”? The client is 90 years old. Is that senior or what? He qualifies as my second most senior client being 92 ten…
Charles Erhart worked as an internal auditor for BofI Federal Bank in San Diego, California. The Bank is a federally chartered savings and loan association and its holding company is…
ARE you currently struggling with debt problems and don’t know what to do? To most people, finding themselves in that situation is pretty scary. They constantly worry about their finances…
THERE is never the perfect time to think about who you would like to inherit from your estate in case you pass away or at least who among your closest…
THE husband is 65 and has just handed in his application for retirement from his job. He makes a gross of $5,000 a month with overtime. Upon retirement, he will…
Peter Albrecht worked as a psychiatric nurse for University of California Irvine (UCI) Medical Center. In 2007 Peter was seriously injured while restraining a violent patient. Because of his injuries,…
Don’t let this happen to you! A client of mine said he never saw it coming. Everything he ever wanted in life, he always purchased on credit. The “pre-approved” credit…
Seniors need relief for credit cards GAS prices are very high at $7 a gallon at some stations. The Ukraine war is entering its fourth month. Inflation is at 8.2%….
This is a common question among people contemplating divorce in California when the other spouse does not live in the state. The California Courts has the power to grant a…
Don’t let this happen to you! A client of mine said he never saw it coming. Everything he ever wanted in life, he always purchased on credit. The “pre-approved” credit…
Q: I work for a mid-size company in Los Angeles. I was recently diagnosed with a serious illness that will require surgery and several weeks of recovery. I’m worried about…
ONE of the biggest problem of millenials and Gen Z are educational cost and student loan debt. This eats up a large part of a households budget even among married…
MANY self-employed individuals have relied on the Paycheck Protection Program (PPP) and other federal pandemic loans to rescue their businesses from going under. If you notice, many restaurants that we…
WHEN contemplating bankruptcy as a way out of debt, one is often faced with the question: What would my life be like after I file bankruptcy? When can I have…
Gustavo Naranjo worked as a guard for Spectrum Security Services, Inc. (Spectrum), which contracts with federal agencies to transport prisoners who have appointments outside custodial facilities. Naranjo was fired after…
THE client is 50 and married. He owes $60,000 of credit cards. He pays $2,000 a month as minimum credit card payments to keep the $60,000 current. His wife is…
Parents that are going through divorce and legal separation sometimes have to make a decision to move out of state for various reasons. It may be because their family network…
