Are you feeling hopelessly stuck in debt?
A lot of people who consult with me about their debt problems are going through the worst time of their lives. Unlike other problems in life that sometimes just go…
Read More
To people who need to file bankruptcy as their only option
“Bankruptcy is never a fun thing to do or just an easy way out for people who simply want to run away from their obligations. The fact is that most…
K-1 visa: Fiance visa to marry US citizen
“A K-1 visa allows a foreign national to come to the United States to marry a United States citizen. The K-1 visa is valid for ninety (90) days after entry…
Should you hire a debt settlement company and avoid bankruptcy?
“Remember that a debt settlement company cannot legally represent you if you are sued and thus, they cannot protect your legal rights. Also keep in mind that some creditors will…
Bankruptcy can provide hope to the hopeless
WHEN debts spiral out of control, bankruptcy can become an invaluable financial recovery tool in getting you back on the right track. While it’s not for everyone, close to a…
4 ways to get out of debt: Which one is right for you?
ARE you overwhelmed with too much debt and don’t know how you can get out? Do you spend at lot of time worrying about your finances and don’t know how…
3 reasons why filing bankruptcy might make sense for your situation
NO one ever likes to talk about bankruptcy. However, it’s simply a fact of life. Things happen. Whether it’s losing your job, going through a divorce, having huge medical bills…
Don’t make these mistakes if you are filing bankruptcy
IF you are considering bankruptcy as a last resort to solve your debt problems, it is important for you to have your case evaluated by a professional who can advise…
To people who know they need to file bankruptcy but are afraid to do so
“If you own a home and have assets that may be at risk if you were sued by your creditors, it is in your best interest to find out how…
Here’s how you can get out of debt safely and legally
ARE you sick and tired of being in debt and having bad credit? Do you want to start over but simply don’t know where to begin? Is filing bankruptcy an…
Warning: Before you hire a debt settlement company
IF you are delinquent on your debts, you may be able to avoid dealing with the bill collectors for a few months but sooner or later, you will still need…
If you are in debt, this is probably what you’re afraid of
I KNOW we’ve never met. But there’s a common fear that everyone shares when they’re in debt. As a bankruptcy attorney, I hear it from people who consult with me…
Too many bills and not enough income? Find out how Chapter 13 debt adjustment can help
ARE you struggling every month to pay your debts, especially your credit card bills? Are you always worried about not having enough left over for your mortgage, rent, food and…
Can creditors still sue you for old debts?
Do you have old debts in the past that you haven’t paid and are wondering if the creditors can still come back now and collect from you after so many…
Important questions you need to ask when in debt
WHEN people are going through financial difficulty and are unable to pay their bills, their first reaction is often to ignore their debts and avoid contact with creditors. They think…
If you have debt problems, where did they come from?
I WAS counseling someone the other day in my office. He looked shocked and confused as we sorted through all the credit card statements on my desk and added up…
Bankruptcy: How you can turn failure to success
BANKRUPTCY sure sounds like a scary word. And most people see it as an admission of financial failure. By declaring bankruptcy, they figure they are hitting rock bottom. But is…
Common bankruptcy fears and what to do about them
THE word “bankruptcy” is packed with all sorts of negative emotional triggers. It sounds bad — even dirty. It’s embarrassing. (What if people find out?!) People paint ugly pictures of…
Are you sinking deeper into debt every month?
IF you are searching for debt reduction solutions, no doubt you’ve been inundated with advertisements for various debt management programs, companies and solutions. The choices seem confusing to the average…
Waiting to file for bankruptcy can sometimes hurt you
A LOT of people in debt often already know what they need to do once they realize that bankruptcy is their only way out. But they usually delay the decision…
Thinking of filing bankruptcy? Five questions to ask yourself
ARE you constantly worried about your finances because of debts that you can no longer afford to pay? If you are in more debt that you can repay, you may…
Bankruptcy relief can help provide a better financial future for you and your family
SLEEPLESS nights… Stressed out… Worried about the future… Always broke no matter how hard they work…Feeling hopeless about their situation. This is what most people are going through…
When debt problems cause stress in your marriage
ACCORDING to statistics, debt problems are one of the leading causes of divorce in this country. When couples have more debt than they can handle, stress and tension easily build…
Bankruptcy: Should you file now or later?
“If you’ve come to the end of your financial rope and don’t know what else to do, it is time to face your debt problems with dignity and do what…
Finding hope when facing bankruptcy
IT can happen to anybody. At one time or another in life, we may be faced with financial and debt issues that seem impossible to overcome. A lot of people…
The “secret” fear that people have when in debt
I KNOW we’ve never met but if you are facing debt problems, I know there’s a common concern that people share when they are in your situation. As a debt…
To people who need to file bankruptcy but are afraid of making a mistake
A LOT of people who are in over their heads in debt think of filing bankruptcy as their last resort. But they are afraid that they might be making the…
To people who are considering bankruptcy to get out of debt
ARE you seriously in debt and thinking of filing bankruptcy as a last resort? Individuals who have accumulated excessive debt are often left to ponder whether they should file bankruptcy…
Can’t pay your student loans?
THE cost of a college education has spiraled out of control for most families. In the last 10 years, student loan debt has sharply risen from $240 billion to $1…
Don’t let abusive bill collectors treat you like a criminal
IF you are delinquent in your debt obligations and are being pursued by bill collectors, you may be wondering what these bill collectors can do to force you to pay….