NO one ever likes to talk about bankruptcy. However, it’s simply a fact of life. Things happen. Whether it’s losing your job, going through a divorce, having huge medical bills…

WHEN people think of bankruptcy, oftentimes they think of the worst thing that could happen to them — losing their home, cars and other assets that they have. The truth…

ARE you seriously in debt and don’t know what to do about your situation? Are you afraid that unless you do something about it, thing will just continue to get…

AS a bankruptcy attorney, I am often asked: “How will filing bankruptcy change my life?” I think people ask this question because of the negative things that they may have…

A person who files bankruptcy does not automatically lose everything they have, contrary to what some people may believe. Because the concept behind bankruptcy is to give the honest debtor…

ARE you worried about your future due to having too much debt? You’ve probably heard the saying, “The failure to plan is a plan to fail”.  And yet so many…

FACING difficult financial times can be a frightening thing for a lot of people. When bill collectors are hounding you, at some point, you realize that something must be done…

ARE you struggling to pay your debts every month, especially your credit cards? Do you barely have anything left to pay your mortgage, rent, food, and other basic living expenses…

YOU’VE just been sued for a credit card debt after you’ve had trouble paying what you owe. After several months of getting harassing phone calls that you were ignoring because…

ARE you having problems paying your debts? Are creditors calling you day and night threatening you with a wage garnishment, repossession, or foreclosure? Are you starting to feel hopeless and…

WHEN debts become unmanageable, bankruptcy can become an invaluable financial recovery in helping regain control over your finances. Without the “fresh start” that bankruptcy provides, it would be impossible for…

Running a small business can have its perks although it’s often an all-consuming endeavor. The owner often has to wear many hats – from being a marketer, manager, and yes,…

I AM often asked the following questions: When does filing bankruptcy make sense? How much should I owe in order to justify a bankruptcy filing and have that on my…

ARE your finances stressing you out? For a lot of people, financial concerns can be their number one cause of stress. We are living in difficult financial times and a…

IF you are in debt and are seriously considering bankruptcy as an option, I am sure a lot of thoughts are going through your mind. I just want to get…

IF you’ve ever had to file bankruptcy in the past for whatever reason, you probably told yourself that hopefully, you never have to do it again ever. But sometimes you…

Are you seriously in debt and don’t know what to do? Individuals who have accumulated excessive debt are often left to ponder whether bankruptcy is their only realistic way to…

TOUGH financial times caused by the pandemic are pushing strapped consumers over the edge. Delinquencies and balances on delinquent credit cards are on the rise again. Faced with layoffs and…

AS a bankruptcy attorney, I am often asked: “How will filing bankruptcy change my life?” I think people ask this question because of the negative things that they may have…

A LOT of people who are contemplating bankruptcy as a solution to their debt problems often wonder if it can be avoided at all. They fear that they might be…

I remember the story of a poor, old beggar who died one day – and to everyone’s surprise, a money belt found wrapped around his waist contained thousands of dollars…

ARE you facing a mountain of debt and don’t know what to do in order to avoid getting buried? Debt problems can wreak havoc on your personal life in many…

ARE you thinking of hiring a debt settlement company to help you solve your debt problems? Before you do, maybe you should read this article as it could save you…

DO you have sleepless nights worrying about your credit card debts?  Are you feeling hopelessly trapped with no way out? If you are up to your eyeballs in credit card…

I WAS in line at the grocery store the other day and noticed the man in front of me smiling and looking at me as if he wanted to say…

According to a new report, the number of seniors filing bankruptcy is increasing rapidly. The average senior who files bankruptcy these days owes approximately $17,390 according to the report (although…

MANY people find themselves in the position of facing overwhelming debt, with constant calls from creditors and no apparent way out. For some, job loss sent them into a downward…

I’VE been asked this question a few times lately, so I decided to write an article on it. If you have filed bankruptcy before, you may be wondering whether it’s…

I remember the story of a poor, old beggar who died one day- and to everyone’s surprise, a money belt found wrapped around his waist contained thousands of dollars in…

I remember the story of a poor, old beggar who died one day- and to everyone’s surprise, a money belt found wrapped around his waist contained thousands of dollars in…