Are you facing a mountain of debt and don’t know what to do in order to avoid getting buried? Debt problems can wreak havoc on your personal life in many…

EVERY day, I meet with couples who are deeply in debt. In a lot of cases, I can feel the stress level that they are experiencing while the couple is…

IF you are facing the prospect of filing bankruptcy for the first time in your life, this could be a frightening process. You probably have a thousand questions going through…

THIS week, the truth of this statement struck a chord with a prospective client who came to me for debt help. Keep reading as this may be the most important…

CREDIT cards can be convenient and handy especially in times of financial emergencies but when the accumulated debt gets out of control, it can lead to long-term financial stress. Some…

ARE you being harassed by your creditors day and night due to unpaid bills? If you are, you know that this is a pretty unpleasant experience. You may feel scared,…

I HEAR this all the time. People who are in debt are barely making it by living paycheck to paycheck so how can they even think about saving for the…

IF you are struggling with debt problems and are starting to feel hopeless about your situation because you are not getting anywhere in spite of your efforts, at what point…

ARE you facing insurmountable debt problems? Are creditors threatening you with lawsuits, judgments or a wage garnishment? Are you afraid of losing what little you have and wonder how you…

I KNOW we’ve never met. But there’s a common fear everyone shares when they’re in drowning in debt. As a debt relief attorney, I hear it from people who consult…

INDIVIDUALS who have accumulated excessive debt are often left to ponder whether they should file bankruptcy in order to get out of debt.  Sometimes, these people feel that somehow, they’ve…

BEING in debt can be one of the most stressful situations you will ever face in life. It happens to everyone although you may feel like you’re the only person…

Deciding if bankruptcy is right for you can be one of the most important decisions you’ll ever make in your life. As much as possible, most people try to avoid…

Life is all about making choices. The choices we make today determine our future. What will my life be like 3, 5 or 10 years for now? Will I be…

The last few years have been financially difficult for a lot of people. When the real estate marked crashed a few years ago, millions of people found themselves with a…

BANKRUPTCY is a bad word every business owner is working hard to avoid. And, yet, it’s also a tool given to entrepreneurs as an encouragement to take risks and be…

ARE you sick and tired of being in debt and having bad credit? Do you want to start over but simply don’t know where to begin? Is filing bankruptcy an…

IN 1912, the sinking of the mighty ship called the “Titanic” sent 1,516 people to a watery grave. The “Titanic”, first thought to be unsinkable, sank to the bottom of…

A CLIENT of mine said he never saw it coming. Everything he ever wanted in life, he always purchased on credit. The “pre-approved” credit cards just kept coming in the…

IF you are searching for debt reduction solutions, no doubt you’ve been inundated with advertisements for various debt management programs, companies and solutions. The choices seem confusing to the average…

THE last few years have been financially difficult for a lot of people. When the real estate marked crashed a few years ago, millions of people found themselves with a…

THIS is a common scenario. You’re in debt and you know that you need to do something about it because your financial situation continues to get worse month after month….

NO one ever wants face a debt crisis but at one time or another in your life, you may have to deal with one.  Having debt problems does not make…

AS we go through life, we are likely to encounter several bumps along the way. This is especially true when it comes to our finances. I’m sure you’ve heard of…

ARE your finances stressing you out? For a lot of people, financial concerns can be their number one cause of stress. We are living in difficult financial times and a…

IF you’re like most people, making money and thinking about money takes up a significant amount of your time. In the world that we live in, money is an important…

IF you’ve made the decision to file bankruptcy in order to get a fresh financial start, here are some things to consider in choosing between Chapter 7 or Chapter 13….

AS a Bankruptcy Attorney, I have counseled thousands of individuals with all types of debt problems. I often encourage people by telling them that it is not too late to…

WHEN debts spiral out of control, bankruptcy can become an invaluable financial recovery tool in stemming the tide and getting you back on the right track. Without the “fresh start”…

IF you are in debt and are seriously considering bankruptcy as an option, I am sure a lot of thoughts are going through your mind. I just want to get…