Young seniors seek chapter 7 relief for $26K credit card debts SECTION 523(a)(4) and (a)(6) of the bankruptcy code states that any debt that arises from “fraud or defalcation while…
Senior seeks Chapter 7 relief for $5K debt THERE are clients who received a large amount of cash before they file for bankruptcy. They may have received cash from a…
Decides future wages belong to debtor when chapter 13 is converted to chapter 7 IMAGINE that you are a Chapter 13 debtor with a 5-year reorganization plan. In this plan, you…
Credit cards with $50K judgment liens attempt to force sale of client’s residence Client No. 1 CLIENT is 82 and recently widowed. She now lives with her daughter who takes…
Working senior seeks to discharge $60K personal loans; Trustee wants explanation of how client used $180K “ Sometimes daughters get married to men who are able to convince daughters that…
Spouses need to be joint debtors from start of case “ It’s safer for the late filing spouse to file her own case so both cases will succeed. But with…
Senior needs chapter 13 to handle IRS and unsecured debt of $40K Client No. 1 CLIENT is 57. When he comes to see me, he tells me that he has just…
Good samaritan client seeks to discharge $2o,ooo lawsuit; Senior seeks solution for wrongful death $1.0M lawsuit “ Only 10% of California foreclosures are judicial. 90% of foreclosures are extrajudicial where…
Court allows postpetition creditor client to deny discharge of debtor Client No. 1 CLIENT is 74. She was married to her husband for 30 years. Husband was a lot older…
Court allows postpetition creditor client to deny discharge of debtor Client No. 1 CLIENT is 74. She was married to her husband for 30 years. Husband was a lot older…
One seeks to discharge $20K and another $30K WE all go through different stages in life. When you are in your twenties, your whole life is ahead of you. You…
Retired military files Chapter 7 for $40K credit cards; Client uses Chapter 13 for HOA default Client No. 1 CLIENT is 52 years old with a son in college. She…
Client No. 1 CLIENT is 52 years old with a son in college. She is an R-Nurse with annual gross income of $80K. She comes to see me with a…
Client seeks Chapter 7 discharge of $250K credit card debts after waiting six years Client No. 1 THIS is my single mom’s week. Client is 48. She is a registered…
Senior with reverse mortgage seeks Chapter 7 discharge of $37k credit cards; client reopens Chapter 7 to cover unlisted debt “ Client says he likes his life now as simple…
Senior revisits Chapter 7 after 20 years; disabled client seeks to discharge federal student loans of $70K without BK Client No. 1 YOUNG mother of two teenagers, both daughters, presents…
Young client files chapter 7 to discharge $30k credit cards Client no. 1 CLIENT was disabled when he was 55, which was 7 years ago. He receives $1,600 of disability…
Client No. 1 LOOKS like I signed up two clients in opposite ends of debt last week. Client no. 1 is 55 years old and divorced for 10 years. She…
Abandoned wife files Chapter 7 to discharge collection lawsuits for $20K Client no. 1 IS it even legally possible that your social security benefits can be garnished? If creditors can…
White House appeals amnesty restraing order to Court of Appeals Client no. 1 CLIENT no. 1 is in her fifties. She comes to see me regarding a lawsuit by a…
One seeks to discharge $20K and another $30K WE all go through different stages in life. When you are in your twenties, your whole life is ahead of you. You…
Too late to strip 2nd mortgage I SAW debtor about 4 years ago, and now she returns to consult on a new financial crisis. The first time I met her…
Obama fights back to lift injunction on amnesty Senior will discharge $85K credit cards CLIENT has been working as a registered nurse for 30 years, and is now 65 years…
Client seeks discharge of $68k credit card debt CLIENT migrated to the United States when he was 16 years, which was 49 years ago. At 17, he enlisted with the…
White House will hire 1,000 more employees to implement Obama’s immigration action The 3 seniors who need bankruptcy relief THIS must have been my pre valentine seniors’ week for bankruptcy relief….
Client seeks to discharge $200k of taxes CLIENT is an investment & financial broker who advises people how to invest their retirement accounts. He is now 60 years old. During…
Single client seeks BK relief CLIENT is 48 years old, single and works as a licensed vocational nurse. She used to gross $75K a year with two jobs but recently…
Senior raids retirement account CLIENT is 65 and still works as a registered nurse with $70K annual gross. She divorced 5 years ago. At that time, there was community property…
Chapter 13 discharge of $330K judgment CLIENTS are young seniors in their early sixties who have good income at $200K annually. Both husband and wife are in the medical field….
Statute of limitations CLIENT says that he owed about $50,000 of credit cards, which he stopped paying in 2007. But last month, he received a copy of a judgment for…
