Different Health Plans PRESIDENT-elect Trump vowed to repeal at least parts of Affordable Care Act (ACA). Certain parts of that he will maintain, as he wants all Americans to have…

OBAMACARE is normally used to mean Covered California (Covered CA) but they not the same thing. Obamacare is the law, the formal name of which is Patient Protection and Affordable…

(Part 2 in series of seniors) THE Original Medicare has Part A and Part B. Part A covers inpatient services like hospitalization. Part B covers outpatient services. In 2006, prescription…

SENIORS who are 65 and older have 5 ways of getting health insurance. What are they? Employerbased insurance, Covered CA, outside of Covered CA (also known as Off Exchange), MediCal…

ASIDE from your cars, you also want your other properties to be protected. Properties can be personal properties or real properties. Personal properties are movable while real properties are fixed….

A FRIEND who was recently hit by a car while jogging asked me if her premium would go up if she would claim from her auto policy. Sounded like a…

KNOWING how to save on auto insurance is important. Over time, the savings could be a lot of money. Here are some good tips on how to save on auto…

” Singles or married alike must know that certain life insurance policies have valuable cash value. There is no restriction as to where you can use the cash value for….

THE government is more lenient to people with low-incomes and assets in the sense that they can get Medicaid (Medi-Cal in California) anytime of the year. That leniency to get…

ANALOGOUS to taxpayers showing their earning statements with W2 or 1099, this year taxpayers are asked to show 1095s as their health insurance statements. Without proof of health insurance, they…