Atty. C. Joe Sayas, Jr.

Helping consumers fight insurance bad faith

WHEN insurance companies issue a policy, they promise that they will take care of their policyholders when they suffer a serious loss to their home, their car, or their health. Life insurers promise that beneficiaries will be provided the benefits when they die. Disability insurers promise that payments will be made in the event of…

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Handling serious injuries or a wrongful death

ACCIDENTS that result in serious injuries affect the injured person and his/her family in significant ways.  Rights to medical treatments, including who should pay for past and future medical expenses, and loss of earnings, may become issues.  Physical pains may be accompanied by emotional suffering as the person feels helpless and isolated, unable to pursue…

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Protecting your rights under a disability insurance

A DISABILITY insurance policy pays benefits when you are unable to work because of injury or illness. This allows you to meet your financial obligations, such as mortgage payments, or medical bills, while unable to work. Disability policies usually pay a fixed amount for a set period of time, such as five years or up…

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Seniors must guard against financial elder abuse

ELDER abuse is the neglect, exploitation or “painful or harmful” mistreatment of anyone who is 65 years or older or any disabled dependent adult aged 18 to 64.  It may take the form of physical violence, psychological abuse, isolation or neglect by a caregiver. It may also involve financial abuse such as identity theft, or…

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Disability protections are extended to pregnant employees

CAN the employer legally fire a pregnant employee, who, after using up all her leave under California’s Pregnancy Disability Leave Law (the pregnancy law), is still unable to return to work? The laws prohibit pregnancy discrimination of pregnant employees.  Pregnancy discrimination is defined as discrimination on the basis of pregnancy, childbirth, and related medical conditions….

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Additional remedies for injured employees (Going beyond the Workers Compensation claim)

“ After filing a work comp claim, the employee experiences an adverse employment action, such as demotion, decrease in pay, decrease of work hours, loss of benefits, assignment to unfavorable tasks, suspension, or even termination. Such actions contradict California law, which prohibits discrimination based on disability or medical condition.” Q: WHILE using one of the common…

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When is an employment termination illegal?

Q: I WORKED in a company for more than 10 years. A new supervisor was recently transferred to my department. This person and I do not get along. Last week, our human resources director informed me that the company was letting me go and gave me my last paycheck. I don’t have any disciplinary record…

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Filipino teachers’ win is a victory for migrant workers

Why immigrant employees should fight for their rights IN December, just a few days before International Migrants Day, a federal jury ruled that a Los Angeles-based recruitment agency, Universal Placement International (“UPI”), and its owner, Lourdes Navarro, must pay $4.5 million to 350 Filipino teachers who were forced into exploitative employment contracts with UPI. The jurors found…

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Can employees challenge employment documents they signed?

WE previously discussed the question of whether an employee’s signature to an independent contractor agreement binds the employee to the terms of that agreement. We noted that the law determines the worker’s status, not the parties’ agreement.  Even if there was such an agreement, workers who are treated as employees will not be bound by…

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Can employees challenge employment documents they signed?

THE common belief is that signing an agreement binds an employee to all the terms in the document. But what if the agreement is illegal or a violation of public policy? Do employees have remedies? Consider the following question: Q: We work for a service-oriented company, which made us sign an “independent contractor agreement.” As…

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Are the products you buy really made in USA?

LOOKING at the new iPad she received last Christmas, a young woman noted that it was “Designed by Apple in California, Assembled in China.” She asked what this meant, was the iPad made in the USA or not? In recent years, there has been the common lament that nothing is Made in USA anymore. There…

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New Year, new laws to benefit California employees

IN 2012, some very important laws affecting employee rights took effect. These laws included the Wage Theft Prevention Act, increased penalties for willful misclassification of independent contractors, the prohibition of using credit reports for employment purposes, additional protection to pregnant employees on health coverage for maternity leave, and allowing employees to dress consistently with their…

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Employer time-shaving practice steals money from employees

NICODEMUS Plumbing, a company in Cypress, California was ordered to pay its 44 employees $858,840.20 in wages and $230,050 in fines for violations of California’s laws concerning overtime pay and record-keeping. The California Labor Commissioner’s office had investigated the plumbing contractor and found that the company failed to pay overtime to its employees. It accused…

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Traveling technicians obtain over $8M settlement for unpaid work time

TRAVELING technicians obtain over $8 million settlement for unpaid work time Lojack Corporation manufactures vehicle-tracking systems. Its technicians install and repair alarm and tracking systems for its clients. These installations and repairs are generally done at the clients’ locations. Technicians are required to travel to the job-sites in company-owned vehicles. They are paid hourly beginning…

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Are you being paid for all your 'work time?'

EMPLOYEES who are “on the clock” know that the employer must pay for work performed during this time. However, there are situations where it is not quite clear whether a work-related activity performed by an employee outside the regular 8-hour framework would still be compensable. The most important rule to remember is this: Time spent…

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How your internet activities can harm your case

ACCORDING to recent statistics, there are about 950 million active users on Facebook, 500 million on Twitter, and 150 million on LinkedIn. Not to mention the active users on MySpace, Google+, Instagram, Pinterest, and Flickr, to name just a few of the most popular social media sites that people frequent. The internet has become the…

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California life insurance beneficiaries to receive about $138M

IN 2008, the California State Controller’s office led a multi-state audit of the practices of 21 national insurance companies, to determine these companies’ compliance with state unclaimed property laws.  California’s unclaimed property program generally provides that businesses must send lost or abandoned financial accounts to the State after three years of inactivity in order to…

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