Midnight Chapter 13 filing saves client’s house

CLIENT is 48 yrs old and operates a construction business. He also dabbles in fixer uppers to make money. His wife is an accountant and makes $5,000 a month. Business has not been good apparently. Their residence has equity of $200,000. He owes $150,000 of credit card debt which he used for business. Client has…

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Immigration reform on the horizon

AT Wilner & O’Reilly, we have come across many heart-warming success stories that give strength to the need for Immigration Reform. Since 2012, there have been some extensive changes in US immigration laws.  Many have benefitted, but more needs to be done.  Lately, President Obama has toured the country proclaiming that he will exercise executive…

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10 tips on child/dependent care

IF YOU paid someone to care for your child, spouse, or dependent, you may be able to claim the Child and Dependent Care Credit on your federal income tax return. Here are 10 tips on claiming a credit for child and dependent care expenses. • The expense for child and dependent care must be provided…

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What to do if you were fired

TERMINATIONS can be difficult situations, particularly where employees see the firing as unfair. Knowing one’s rights upon the end of an employment relationship may help employees weather this challenging time.  The following provides some helpful guidelines: First: Make sure that the employment relationship has ended and there is no misunderstanding about this. Employment can end…

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Permitted activities under a B-1 business visitor visa

ALIENS who wish to visit the US temporarily for business may be issued B-1 business visitor visas. Under 22 CFR 41.31(b)(1), the term “business” refers to conventions, conferences, consultations and other legitimate activities of a commercial or professional nature but it does not include local employment or labor for hire. The problem with B-1 visas is…

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Where did your debt problems come from?

A PROSPECTIVE client was consulting with me the other day about credit card debts that have been piling up. He looked shocked and confused as we sorted through all the credit card statements on my desk and added up how much he owed. $65,000! That’s how much the statements said he owed!  How could this…

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Women business pioneers share their success stories

LOS ANGELES – Nanxi Liu, Betty Porto and Toni Ko—three women from the technology, food and cosmetics industries, respectively—may not seem like they would have much in common. However, speaking at the “Women Business Pioneers Symposium” organized by the Asian Business Association on Wednesday, Sept. 10, these women’s stories presented several similarities. Liu, who migrated…

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$90 million seized after raids in LA Fashion District

LOS ANGELES – The city’s Fashion District was not only hiding the best bargains for clothing and accessories, but also a money laundering scheme linked to international drug cartels. On Wednesday, Sept. 10, 1,000 officers from local police and federal agencies raided around 50 businesses and found cash hidden in shipping boxes and duffel bags….

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Immigration reform on the horizon

At Wilner & O’Reilly, we have come across many heart-warming success stories that give strength to the need for Immigration Reform.  Since 2012, there have been some extensive changes in US immigration laws.  Many have benefitted, but more needs to be done.  Lately, President Obama has toured the country proclaiming that he will exercise executive…

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USCIS Memorandum: Late filings under CSPA may be excused

The Child Status Protection Act (CSPA) is back in the news. On June 6, 2014, a USCIS policy memorandum was released, expanding the definition for how a CSPA beneficiary could have “sought to acquire” immigration status. Potentially, the policy memorandum will benefit adult children who were at one time available for protection under CSPA, but…

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Immigrant groups are furious over Obama’s decision to delay ‘executive action’ until after November elections

After promising more “executive action” by the end of September 2014, President Obama caved in to political pressure, and said he would delay taking any further “executive action” until after the November 2014 midterm elections. Latino and other immigrant groups are furious. They feel betrayed that their votes and support are being taken for granted….

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Marijuana deaths staggering

Since medical marijuana was legalized in California in 1996 (the latest one, Maryland, in 2014), more deaths have been reported from the use of this substance. Early this month, a college student visiting Denver jumped to his death from a hotel balcony after ingesting marijuana infused cookies. In February this year, a report from Germany…

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Rare respiratory virus affecting kids nationwide

A RARE illness that starts off as the common cold and has already affected more than one thousand children in multiple states is becoming far more serious, doctors say. The not-yet identified disease could very likely become a nationwide threat to kids. Health officials suspect a rare respiratory virus, known as enterovirus 68, that is…

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Bad cops

TODAY, there is a seemingly string of criminal incidents where policemen are involved as perpetrators instead of the ones solving them—a scenario you think you would only see in movies. It is an unpleasant picture to see officers you expect to uphold the law and apprehend criminals, as the same people the citizenry should be…

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Online: Where it all starts

Often times, we are too lazy to start with the first step; so we tend to give up on something we have been planning, dreaming even, to accomplish. However, as technology becomes more advanced, this laziness becomes, well, totally unjustified.Technology puts power on our fingertips. With just one click, we can begin to enjoy almost…

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The responsibility of choice

IN the legends I have read thIn the legends I have read that males wrote to explain life, it was said that the first human creature was a man called Adam.  Eve arrived later, to give him pleasure and of course, trouble. But it wasn’t sin that was born when that careless woman Eve picked…

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