10 tips on dependents and exemptions

• YOU may claim exemptions for yourself, your spouse and your dependents. • Dependents must have a Social Security number (TIN is not good enough). • Exemption amount is $4,000 for 2015 for each exemption. • Exemptions reduce your taxable income and your income tax. • It could also produce credits such as child care…

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Is bankruptcy my only option to get out of debt?

ARE you being harassed by your creditors day and night due to unpaid bills? If you are, you know that this is a pretty unpleasant experience. You may feel scared, angry or embarrassed about your situation. The prospect of debt relief through bankruptcy may sound appealing to you but you are not quite sure if…

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Homeless rights prevail in LA City Council

THE Los Angeles City Council approved settlement fees for two cases involving homeless people, together totaling $950,000, according to a Los Angeles Times report. Deliberated in a closed meeting, lawmakers agreed to a payout of $822,000 in a case in which homeless people collectively sued the city for seizing and destroying their property, the Times…

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Honor thy father

My father is the kind of man I’ve always dreamed of: kind to the weak, fierce to the arrogant, generous to those who loved him, ruthless to those who will order him around. Today as a whole nation of sons and daughters pause to remember their fathers, I thought of how little I really know…

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SUMMER KICKOFF COOKOUT WITH YOU EAT NOW + MAKOSSA + POT June 18th daytime party in the heart of LA with Filipino food, booze, & dancing!

Los Angeles, California: You Eat Now! is collaborating with Makossa Cookout and The POT Bar to kickoff this summer’s party season on Saturday, June 18 at 3:30pm at The Line Hotel. Last summer, Makossa brought their legendary soiree of great food, good music, cold drinks, and happy people to the “backyard boogie” setting of Los…

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Plastic water bottles

About 50 billion plastic water bottles are consumed around the world each year. This does not include the billions of other plastic materials littering the globe, chocking our environment in more ways than one. In the United States alone, which is less than 5 percent of the over 7.4 billion population, about 30 billion bottles…

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Advancing the cause of education

(Publisher/Editor’s/OpEd Editor’s note: The following is part of the statement released by the author about her acceptance of the offer from President-elect Rody Duterte to make her Secretary of Education. She is the lead convenor of Social Watch Philippines.) 1. All my life I have been exposed to the challenges of education in the Philippines….

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Top of their class: Pinoy celebrities who graduated with honors

Celebrities have a busy life — shooting schedules, appearances, concerts, red carpet premieres — that people assume they have no time to go to a regular school.  But there are some who managed to continue their education and even finish with honors.  Here are some artists who shuffled their time between work and school and…

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Treat dad to a lavish feast at Cafe Sierra

Father’s Day weekend is just around the corner, and Cafe Sierra’s Father’s Day Weekend Bash is the perfect way to celebrate your old man’s special day. Cafe Sierra is known throughout the Filipino-American community for providing top-flight service and cuisine, and its Father’s Day Celebration on Sunday, June 19 will surely be no different. The…

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Academic regalia: Origin of the graduation gown

A complete account of the origin and background history of the graduation gown would fill a book.  But to make a very long story short, the early academic dress in colleges and universities came from Medieval Europe.  Sometimes also known as academical dress, academic regalia, and graduation cap and gown, it has its origins in…

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Tax consequences of debt discharge

DURING and after the recession, many borrowers who were financially distressed lost their homes and had their loans cancelled. It was a relief to have their debts reduced or forgiven, but the same debt relief also triggered tax consequences that they were not aware of. Some homeowners were in disbelief when they learn that they…

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Terror attack

GRIM news of insurgency and terror attacks are thrust onto international headlines every day. Although modernization demolishes geographical barriers and moves the world toward an amalgamated economy, clashes among cultures continue to have a damaging impact on world peace and security. Because of cross-cultural ignorance, the essence of civilization is compromised. In one senseless act…

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The gift of service

There is in all work of service a deep soul — something that has called those who participate in it and sustains it. Tangible and visible, whose objects  had been brought by nurses, doctors, telephone operators, cleaning women, file clerks, social workers, to name a few, but it is not possible to tell what had…

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The gospel and theology of mercy

NO one is ever late for God’s mercy and forgiveness. This contention is what Pope Francis has always reflected on in all his actions and words, especially in promulgating 2016 as a Year of Mercy. This Sunday’s Gospel powerfully illustrates God’s mercy in the story of a woman who came to wipe Jesus’ feet with…

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Senior seeks relief from $40K credit cards

Business owner seeks to discharge $100K credit cards used to buy business; Clinton beats Trump to become first woman president of America CLIENT is 65 and recently widowed. Her husband was suddenly taken ill and was diagnosed with lung cancer even though he doesn’t smoke. Strange. Husband was in the pinnacle of good health, so…

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Health insurance enrollment periods

THE government is more lenient to people with low-incomes and assets in the sense that they can get Medicaid (Medi-Cal in California) anytime of the year. That leniency to get Medi-Cal anytime is even more obvious to children and pregnant women whose household income is not more than 266 percent of the Federal Poverty Level…

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New law aims to increase minimum wage to $15 by 2022

ON January 1, 2016, the minimum wage in California became $10.00 per hour. Most employees in California are entitled to be paid at least the minimum wage. On April 4, 2016, California’s governor approved a new law that will increase California’s minimum wage every year until it becomes $15 per hour by 2022. This new…

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Should you employ your children this summer?

IF you run your own business, consider employing your children this summer vacation. Employing your children gives you a triple benefit: 1. It teaches your children the virtue of work and the value of money. 2. It could save you taxes by shifting income down from your rate of about 33% to 39%  for federal…

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The sizzle’s nice, now let’s taste the steak

Jess Matubis, who has worked under more Philippine presidents at close quarters than most broadcast journalists, recently posted the following blog by president-elect Duterte’s Agriculture Secretary- designate, Manny Piñol: “NO MORE JUNKETS, NO MORE FIRST CLASS TICKETS, NO MORE EXPENSIVE SUVS, NO MORE EXPENSIVE LUNCHES FOR GOVERNMENT OFFICIALS IN THE DUTERTE ADMINISTRATION “1. All officials…

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