Ernie D. Delfin

Columns Archive

Medicare: the best health insurance for seniors

“Ignorance of the law (including Medicare rules and regulations) may be very costly due to mandatory penalties if the Medicare eligible person does not act on a timely manner!”  – The Author If you have opened your TV since last … Continue reading

October 20, 2017

Different shades of success in this world

This summer, I was fortunate enough to attend two international conventions.  One was the Rotary International Convention in Atlanta last June, where over 30,000 delegates from about 200 countries attended.  The other one was this month’s (August) huge three-day Breakthrough … Continue reading

September 02, 2017

Why a man must save and invest

Our education, experiences and memories are three things that we can never bequeath to our heirs.  When we die, all these “precious” things go with us and are gone forever.   After living over half century on Earth, as a … Continue reading

August 11, 2017

Prison ministry work makes a person more grateful and fulfilled

(Part 2 of 2) The environment in jails especially crowded ones, is NOT conducively healthy for everyone, as one can witness the very militaristic or sometimes inhumane treatment of people.  The 1994 movie “The Shawshank Redemption,” starring Tim Robbins and … Continue reading

August 04, 2017

Prison ministry work makes a person more grateful and fulfilled

(Part 1 of 2) What do you do when you feel a little bit less energetic or somewhat depressed to do anything? That was a predicament that I had to fight back for about week when I lacked the stimulation … Continue reading

July 28, 2017

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