HAVE you ever faced a situation in your life where you needed help so badly but you were just too embarrassed to ask for it? Perhaps you felt confused and overwhelmed with the problem that you spent sleepless nights trying to figure out what to do.
As a bankruptcy attorney, over the years I have met a lot of people who were simply too embarrassed to seek help with their debt problems. Of course, this is perfectly understandable. After all, financial matters are often too personal that we don’t even share this kind of information with our family or closest friends. The result is often isolation and unfortunately, this only results in people not getting the help they need so badly. Sad but true.
Oftentimes I meet people who tell me that on the outside, everything looks great so no one has the slightest suspicion about the insurmountable debt problems that they are dealing with. These people often have good jobs, live in nice homes, they drive fancy cars and they own expensive things. They look financially successful in the eyes of the world.
But the reality is that these people are harboring a deep secret: Nobody knows that everything that they have was purchased on credit and they could hardly afford to make the payments each month!!! These people have mortgaged their futures and have trapped themselves in a lifetime of debt. Once they realize it, they have this sick feeling in their stomach and they know that they cannot keep up their current lifestyle anymore. Something has to give. But as I said, they are too embarrassed to seek help because they don’t want anyone to know what a big mess they have gotten themselves in.
At the end of a long day, these people can’t even get a good night’s sleep because they are worried sick about how their next paycheck will cover all their bills. Their blood pressure goes up as soon as they see the pile of bills on their kitchen table that they haven’t been able to pay. The world thinks that they are financially successful so how can they let anyone down? They need to keep up with the image that the world has of them and they don’t want to disappoint anyone or to embarrass themselves. So day after day, they continue to live with this “secret” that nobody knows. Deep inside, it’s driving them crazy and they feel helpless.
If you or someone you know is in this situation just remember that sooner or later, you will need to do something about your debt problems. Because if you don’t take action, things will only get worse and you will only have yourself to blame. We all make mistakes and if you have made some bad financial decisions in the past that have led you to your present predicament, there is nothing you can do to change the past. But there is something that you can do right now to make sure to change your future.
If your finances are out of control, you need to do something about this situation- the sooner the better. You don’t need to face debt problems alone. Help is available but you need to take action. For a free attorney consultation, please call Toll-Free 1-866-477-7772. We have offices in Los Angeles, Cerritos, Pasadena and Valencia.
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None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped thousands of clients in getting out of debt. For a free attorney evaluation of your situation, please call Ray Bulaon Law Offices at TOLL FREE 1 (866) 477-7772. (Advertising Supplement)
