ONE thing certain about debt problems is that most of them don’t just go away by themselves. They’re there when you go to bed at night and they’re still there when you get up in the morning. It’s almost impossible to have peace of mind when you’re in debt because you are constantly worrying about what will happen next. Feelings of hopelessness can turn into depression.
Many people find themselves in the position of facing overwhelming debt, with constant calls from creditors and no obvious way out. For some, job loss sent them into a downward spiral and they are now unable to pay their bills and meet their responsibilities. For others, a recent divorce or costly medical emergency drained their resources, leaving them in a very difficult financial situation. If you are currently struggling with debt problems, I am sure you can relate.
In situations like the above, bankruptcy can be used as a tool to stem the tide and to find a way to turn your situation around before things get any worse. Unfortunately, a lot of people are fed all kinds of misinformation about bankruptcy. They may have heard that bankruptcy will only make their situation worse and/or that if they do file bankruptcy, it will take them forever to rebuild their credit.
Sadly, some of this misinformation also comes from well-meaning friends and family who just tell you what they have heard from others, without verifying whether such information was even true or not. So what often happens is that people who need help so badly end up doing NOTHING for fear of making a mistake.
The important thing to remember is that no one solution fits every situation. Your financial situation should be carefully evaluated by an experienced and knowledgeable attorney who can help you understand the options you may have available. By doing this, you can make an informed choice in taking the steps needed toward financial freedom. As a bankruptcy attorney, I always see people who have been stuck in their financial suffering for years because of their inaction- when they could have acted much sooner before draining all their financial resources to keep their head above water. Don’t let this happen to you.
Debt problems can happen to anyone. I understand that they can be overwhelming and can cause a lot of sleepless nights and constant worrying about the future. But things don’t have to be that way and you may have options that you didn’t even know existed.
There is no shame in filing bankruptcy if that is what you need to do in order to start over and provide a better future not only for yourself and your family. That is what the federal bankruptcy laws are for- to help people who can no longer help themselves. For a FREE CONFIDENTIAL CONSULTATION, please call my office at 866-477-7772. We have offices in Glendale, Cerritos and Valencia.
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None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped thousands of clients in getting out of debt. For a free attorney evaluation of your situation, please call Ray Bulaon Law Offices at TOLL FREE 1 (866) 477-7772.