This Week in Consumer

Atty. Raymond Bulaon

Atty. Raymond Bulaon None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 4,000 clients in getting out of debt.


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Columns Archive


Tax problems? Don’t let the IRS ruin your life!

IS the government after you for huge unpaid taxes that you cannot afford to pay?  Do you get sick to your stomach not knowing what the government will do next to collect what you owe? Most people think they have … Continue reading

April 14, 2017

Debt problems: What to do when you don’t know what to do

ARE your debts keeping you up at night? Are you always worried about money? Are you barely surviving and can’t even keep up with minimum payments on your credit cards? Do you wish to reduce or eliminate your debts but … Continue reading

April 08, 2017

Are you stuck in credit card debt?

WARNING: Excessive credit card debt can lead to financial disaster and can affect your financial well-being. The reason they call it “credit card debt trap” is because once you’re in, it may be difficult or impossible to get out. It … Continue reading

April 01, 2017

If you continue to borrow just to pay debts, here’s what will happen

IF you are in debt and don’t have enough to pay your debts each month after taking care of living expenses, you may be tempted to borrow money from credit cards to pay your other debts.  At first blush, it … Continue reading

March 25, 2017

Are you in denial about your credit card debt?

MOST people don’t talk about their credit card debt because they find it embarrassing. They can talk to their friends and family about everything else but when it comes to the subject of how much debt they are carrying, most … Continue reading

March 18, 2017

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