This Week in Consumer

Atty. Raymond Bulaon

Atty. Raymond Bulaon None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 4,000 clients in getting out of debt.


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Columns Archive


When does it make sense to file bankruptcy if you’re feeling hopeless about your finances? 

LIKE most people, you’ve probably heard that filing for bankruptcy when you are in debt will ruin your credit forever and that you will never be able to buy a car or a home again. Nothing could be further from … Continue reading

September 18, 2017

Bankruptcy: Only you can decide what is best for you

ARE ou urrently verwhelmed with debt problems that you can no longer handle on your own?  Thinking about filing for bankruptcy but are afraid to make a decision? Do you feel stuck and paralyzed in your situation, unable to take any action?  Maybe … Continue reading

September 09, 2017

Bankruptcy: You can’t change the past, only the future

IF you are struggling with debt problems, you may feel depressed and alone. It may seem like the end of the world.  Your self-esteem may have suffered. You may feel angry, depressed, guilty- or a combination of all three.  You … Continue reading

September 02, 2017

To working parents: Are you still broke every month in spite of having 2 incomes?

“ No matter how hard these people work, there is never enough money to go around. In some cases, they barrow even more in order to pay other creditors and thus perpetuating this vicious borrowing cycle with no end in sight.” ONE of my … Continue reading

August 26, 2017

Simplify your life by getting out of debt

DO you want to simplify your life, reduce stress and regain control over your financial future? If you are one of the millions of people in this country who are drowning in debt, maybe you are feeling a sense of … Continue reading

August 20, 2017

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