This Week in Consumer

Atty. Raymond Bulaon

Atty. Raymond Bulaon None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 4,000 clients in getting out of debt.


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Columns Archive


Why most people feel powerless over debt problems

IF you are experiencing debt problems, you may find it difficult to talk to other people about it to the point that you are not getting the help that you need to find a solution. I understand. Debt is a … Continue reading

January 23, 2017

Debt forgiveness without bankruptcy?

You’ve probably seen a lot of these ads: “Settle your debts for pennies on the dollar!”, “Reduce your debts legally without filing bankruptcy!” “Stop bill collectors now and pay them only what you can!”   Are all these just exaggerated … Continue reading

January 14, 2017

Do you have these fears about bankruptcy?

Are you struggling with debt problems and have thought about filing for bankruptcy but have questions that you’re afraid to ask? Over the last 12 years, I have counseled and helped thousands of individuals in debt.  From what I’ve seen, … Continue reading

January 07, 2017

How bankruptcy can get rid of financial stress

Being in debt can be one of the most stressful situations you will ever face in life. It happens to everyone although you may feel like you’re the only person on the planet going through what you’re going through.  But … Continue reading

January 04, 2017

Dealing with debt: Are there other options besides bankruptcy?

FOR people who are considering bankruptcy as a way to get out of debt, some questions constantly arise.  Am I doing the right thing?  What other options are available?  If I decide to file bankruptcy, should I file now or … Continue reading

December 29, 2016

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