This Week in Consumer

Atty. Larry Yang

Atty. Larry Yang Lawrence Bautista Yang specializes in bankruptcy, business, real estate and civil litigation and has successfully represented more than five thousand clients in California.


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Columns Archive


Seniors need relief from big HELOC 2nd trust deed and $40K credit cards

Senior loses job, needs chapter 7 debt relief “When it rains, it pours just like Irma in Florida. Everything gets damaged.” THE clients are 63 and 64. They are young seniors. Up to 65, you are a young senior in my … Continue reading

September 18, 2017

Senior wants Chapter 13 to stop foreclosure by 2nd mortgagee for $50K and annul judgment lien of $60K

Company receives $200K lawsuit by landlord and files for Chapter 7 CLIENT is 72 and appears to be a widow. She previously operated a business, which closed down in 2006. She borrowed $50K from her friend in 2004 secured by … Continue reading

September 06, 2017

Senior wants Chapter 13 to stop foreclosure by 2nd mortgagee for $50K and annul judgment lien of $60K

Company receives $200K lawsuit by landlord and files for Chapter 7 CLIENT is 72 and appears to be a widow. She previously operated a business, which closed down in 2006. She borrowed $50K from her friend in 2004 secured by … Continue reading

September 02, 2017

Clients with wage garnishment, huge sales tax, freak accident seek bankruptcy relief

FREAK accident liability I want to discuss the client with the freak accident first. The first client is 45. This is really a very unusual case. In fact, I have never encountered a case like this before in the last … Continue reading

August 31, 2017

Senior with $60K in credit card debt wants relief

Chapter 7 trustee stipulates to dismiss adversary against client before trial CLIENT is 70. She is a widow, her beloved husband having passed away 5 years ago at 65. She owns a house with a reverse mortgage of half a million. … Continue reading

August 16, 2017

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