This Week in Consumer

Atty. Larry Yang

Atty. Larry Yang Lawrence Bautista Yang specializes in bankruptcy, business, real estate and civil litigation and has successfully represented more than five thousand clients in California.


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Columns Archive


Senior needs bankruptcy relief. But Chapter 7 or 13? 

THE client is 74. Her husband passed away two years ago. Her only source of income is social security of $2,000 a month, which was her husband’s social security. Her own social security was $1,500 a month. So how come … Continue reading

January 13, 2018

Client with nondischargeable judgment of $80K needs Chapter 13 relief 

THE client is 50 and operates a business. There is a state court judgment against him for $80K. Is this judgment dischargeable in bankruptcy? The answer is: If the judgment is for breach of contract only, the $80,000 is dischargeable. … Continue reading

January 06, 2018

A client wants Chapter 7, but can he avoid the presumption of abuse? 

A CLIENT wants Chapter 7, but can he avoid the presumption of abuse? The client is 55, married with a son and daughter who have just entered college. His income is $5,600 gross a month. The wife’s income is $5,500 … Continue reading

January 03, 2018

Successful settlement of $700,000 judgment for $25,000 without bankruptcy  

THE clients are husband and wife and they are still young. When I say young, this means anyone who is 65 and younger up to 17. The World Health Organization (WHO) has recently classified people between 17 to 65 as … Continue reading

December 23, 2017

Client with nondischargeable judgment of $80K needs Chapter 13 relief   

THE client is 50 and operates a business. There is a state court judgment against him for $80K. Is this judgment dischargeable in bankruptcy? The answer is: If the judgment is for breach of contract only, the $80,000 is dischargeable. … Continue reading

December 16, 2017

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