This Week in Consumer

Atty. Larry Yang

Atty. Larry Yang Lawrence Bautista Yang specializes in bankruptcy, business, real estate and civil litigation and has successfully represented more than five thousand clients in California.


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Columns Archive


Seniors raid retirement accounts but still require Chapter 7 relief 

“So the lesson here is that you should never use your retirement accounts to pay off your debts.” THE clients are seniors. The wife is 67 and had just retired from a lifetime of being a registered nurse. She has social security benefits … Continue reading

November 19, 2017

Seniors need relief from big HELOC 2nd trust deed and $40K credit cards

Senior loses job, needs chapter 7 debt relief THE clients are 63 and 64. They are young seniors. Up to 65, you are a young senior in my book. You can get senior discounts at Golden Corral for a satisfying … Continue reading

November 11, 2017

Avoid the bondage of debt, especially seniors 

ACCUMULATING debt is the easiest thing you can do in America. Even your dog can get credit cards with a fake social security number. If you are an immigrant and just arrived, you will have no history of credit here. … Continue reading

November 08, 2017

Client with bank account levied seeks Chapter 7 relief

THE client is 60 & his wife is 58. He issued his check to pay rent of $1,200 but the check was dishonored for insufficient funds. The landlord called him to tell him that his rent check bounced. The client … Continue reading

October 28, 2017

Avoid the bondage of debt, especially seniors 

“It’s easy to get into debt in America. But it’s really hard to get out of debt in America. That’s why you need the full legal power of Chapter 7 to get out of debt and get a fresh start.” … Continue reading

October 21, 2017

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