General Interest

Feng Shui from a grand view approach

Sunday, 18 October 2009 20:15 Jenny Liu

YOU are a multi-dimensional being made up of different factors from your background, intelligence, parents, genes, childhood, to the environment you live in. Because you are multi-faceted, so are your problems. There is generally not one single solution to your problems, so it is important to delve deeper into them to find true solutions.

For example, if your business is not going well, there can be many reasons for it. The reasons can be anything from the economy, quality of your service or product, your marketing, to your business location. Sometimes it is not any of these, but the wrong timing or your incompatibility with your field or business partner. The point is to be able to identify the problematic factors so that you can fix them. Without awareness, you risk putting your energies toward fixing the wrong factor and end up wasting resources that do not solve the problem.

Are your final expenses covered?

Sunday, 18 October 2009 19:57 Melody Avecilla

ARE you worried about how your loved ones will pay the expenses incurred at the time of your death? While death is an inevitable part of life, financial questions associated with final medical bills, funeral expenses and estate settlements should not be.

According to a 2001 General Price List survey of the National Funeral Directors Association, the average cost for final expenses is $9,000. Preparing for those costs today could prevent family members from dealing with a financial burden in addition to coping with the loss of a loved one.

Bad breath

Wednesday, 14 October 2009 23:03 Dr. Valerie de Leon

A lot of patients share your concern about bad breath. As a social embarrassment, it’s surely near the top of the list. Since mouthwash won’t eliminate the problem, let us have a look at some possible reasons for the condition.

Bacteria, plain and simple, are the culprit. Bacteria do their work in the mouth, lungs, sinuses and stomach. In the oral cavity, it can cause gum disease. This infection is so prevalent that it is the first dental problem we suspect when it comes to halitosis. A periodontal check up is called for on your next visit. Withy a thorough hygiene program, there is a chance to control gum problems and this particularly awkward side effect.

Hail to the ordinary

Wednesday, 14 October 2009 22:32 Monette Adeva Maglaya

(7 votes, average: 4.43 out of 5)

"… but some sage once pointed out quite rightly that absence of evidence is not evidence of absence."

The world we live in is conditioned to emulate extremes. We delight in the most beautiful, the tallest, the largest, the richest, the brightest, the fastest and anything else you can think of, as well as pay attention to extremes at the opposite end of the spectrum: the ugliest, the shortest, the smallest, the poorest, the darkest, the slowest. You get the idea.

We’re conditioned to pay no mind to the ordinary, the middle ground, the average run-of-the-mill, the shades of gray, the humdrum of everyday life or the predictably dull and boring.

Excessive debts can make loan modification difficult or impossible

Tuesday, 13 October 2009 21:33 Atty. Raymond Bulaon

AS the mortgage crisis continues unabated, more and more people facing foreclosure are also being forced in to bankruptcy. It appears that a lot of homeowners who couldn’t make their mortgage payments have been tapping into their credit cards and other personal lines of credit to get the cash that they need. Once the credit cards and the credit lines are maxed out, of course, these people find themselves in an even bigger financial mess. According to a recent survey, credit card debts are at an all-time high and if this trend continues, I predict that bankruptcy filings will continue to rise as they have over the last 3 years since the new bankruptcy laws were passed.